UAE Gratuity Calculator 2026 | EOSB & Labour Law

It estimates your end-of-service gratuity based on salary, service period, and job details in the UAE, converting your inputs into an indicative amount in AED (د.إ). Results are estimates only and may differ based on contract terms and employer policies.

Yes — it's designed for UAE employees who want a clear estimate of their end-of-service benefit, which helps you plan finances during a resignation, job change, or retirement. It's informational only, not legal or HR advice.

UAE gratuity is generally based on your basic salary and total years of service, not the full salary package, and the final amount may depend on your contract type, termination reason, and applicable UAE labour rules. Estimate scenarios here, then confirm with your HR.

The formula may stay similar, but rules, payroll structures, and contract practices can change over time, so it's helpful to estimate your benefit under current assumptions. Always verify against updated UAE labour guidance and your employment contract.

In most UAE cases, gratuity is calculated using basic salary rather than gross salary (basic plus allowances). Many people wrongly assume housing and transport allowances are included, which often isn't true, so the calculation stays clean by focusing on the correct salary base.

The biggest is using total monthly pay instead of basic salary, which inflates expectations. Another is ignoring how resignation versus termination can affect the final amount. Estimating conservatively means you won't be shocked later.

No — eligibility and amounts can depend on service duration, termination type, and contract terms, and some cases reduce or change what you receive, especially if you don't complete a minimum service period. The estimate is for planning, not a guarantee.

The maths is accurate for the inputs you provide, but your actual payout can differ because of company policy, salary components, unpaid leave, and HR settlement rules. Treat the result as an estimate and confirm through official payroll records.

It can't interpret every employment contract clause or HR policy exception, and it may not include deductions, settlement adjustments, or case-specific labour disputes. The output is for awareness and financial planning only, not legal confirmation.

Read the result as a likely end-of-service amount if the assumptions match your case, and use it to plan your emergency fund, debt payoff, and relocation costs. For best planning, run low, base, and high scenarios with different service lengths and salary inputs.

Gratuity rules broadly apply across the UAE, including Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain, though special zones and contract types may have different settlement structures. HR confirmation is essential for your case.

Gratuity is typically an end-of-service lump sum paid to eligible employees, while pension schemes may apply differently depending on nationality and employment category. Many expats rely heavily on gratuity as a retirement fallback, so estimating the lump sum helps you build a proper savings plan.

Yes, but calculate each employment period separately, because gratuity depends on your service duration with a specific employer. Many employees incorrectly combine years across companies and overestimate the payout, so estimate each job and total the results.

Unpaid leave, long absences, or contract breaks may affect service calculations and settlement outcomes, and some companies apply internal adjustments that change the final payout. Use the baseline estimate here, then confirm edge cases with HR.

Yes — expats often use gratuity to fund home loans, children's education, or investments in their home country. Exchange rates and transfer fees can reduce the final value once converted from AED, so plan in AED first and model remittance risk separately.

If you plan to remit gratuity abroad, consider converting in stages rather than all at once to reduce timing risk, and always account for the FX spread and fees when estimating what you'll actually receive. This isn't financial advice — use the estimate as a base for careful planning.

Note your inputs, confirm your basic salary from payroll slips, and verify your service dates from your labour contract. Then plan a split — emergency fund, debt payoff, relocation buffer, and long-term investing based on your risk tolerance — and base the final decision on verified documents.

Yes — use it to estimate whether your gratuity can cover notice-period gaps, rent, and relocation expenses, which matters in the UAE where rent deposits and settlement timing can be tight. It supports scenario planning, though outcomes depend on HR settlement timelines.