Privacy Policy

1. Overview

GlobalCalqulate ("we", "us", or "our") is committed to a privacy-by-design approach. Our calculators run in your browser, and we do not build or maintain a first-party database of your personal data.

This Privacy Policy explains what limited information is processed, how it is handled, and how third-party services (such as advertising partners) may operate. It is designed with the principles of GDPR, CCPA/CPRA, and India's DPDP Act 2023 in mind.

2. What We Do Not Collect or Store

As of the effective date below, GlobalCalqulate does not:

• Create user accounts or profiles.
• Ask you to register, sign up, or log in.
• Store your calculator inputs (such as income, expenses, investment amounts, or health metrics) on our servers.
• Build behavioural profiles, track you across other websites, or conduct cross-site tracking in our own systems.
• Sell, rent, or trade any personal data, because we do not maintain such a database.
• Collect sensitive categories of personal data such as health diagnoses, political opinions, or religious beliefs as defined in applicable laws.

3. Calculator Inputs & Local Processing

Our calculators are designed so that your inputs are processed directly in your browser using client-side code (JavaScript/React).

• Calculator input values are used only to compute results on your device.
• We do not send these values to our servers for storage or long-term processing.
• When you close or refresh the page, any input data you entered is typically lost unless your own browser settings (e.g., form auto-fill) preserve it.

In other words, we do not intentionally persist your calculator inputs or associate them with your identity.

4. Calculator Accuracy & Disclaimer

Our calculators provide estimates based on standard formulas and publicly available data. For:

• Health Calculators: These are for informational purposes only and are not medical advice. Always consult healthcare professionals for medical decisions.
• Financial Calculators: These provide estimates based on standard formulas and should not be considered financial advice. Actual results may vary based on individual circumstances and market conditions.
• Unit Converters: We strive for accuracy but recommend verifying critical conversions through multiple sources.

We regularly review and update our calculators based on user feedback and analytics. If you notice any inaccuracies, please contact us at globalcalqulate@gmail.com.

5. Technical Logs & Hosting

Like most websites, our hosting environment may automatically create short-lived technical logs (for example, to prevent abuse, ensure availability, and detect security issues). These logs may include:

• IP address and approximate location (country/region level).
• Browser type, device type, and operating system.
• Visited pages and basic error diagnostics.
• Date and time of request.

We do not use these logs to identify you as an individual, and we do not combine them with calculator inputs to build a profile. Logs are retained only for a limited period by the hosting provider for security and operational purposes and are then automatically deleted or anonymised where feasible.

Note: Our site is served through Cloudflare, which acts as our hosting and content-delivery/security provider and may process limited technical request data (such as IP address and request metadata) on our behalf to deliver, cache, and protect the website. Cloudflare's privacy policy is available at https://www.cloudflare.com/privacypolicy/. We do not have access to detailed raw server logs beyond aggregate operational and security information.

Data security. We take reasonable technical and organizational measures to protect the limited data described in this Policy. However, no method of transmission over the internet or electronic storage is completely secure. We therefore cannot guarantee absolute security, and any transmission of information is at your own risk to the extent permitted by applicable law.

6. Cookies, Local Storage & Consent

We aim to keep browser storage usage minimal and transparent:

• Necessary storage: We may store a small, non-identifying value (e.g., your cookie/consent preferences) in your browser's localStorage or a similar mechanism. This is required so we do not keep showing you the consent banner on every visit.
• Analytics cookies (Google Analytics 4): Google Analytics 4 is active on this site today. It is loaded on every page once the page has finished loading, and it is governed by Google Consent Mode v2. The default state we set before any Google script runs is denied for analytics storage, ad storage, ad user data and ad personalisation. Google Analytics therefore sets no analytics cookie and stores no identifier in your browser unless and until you choose “Accept all” in the consent banner.
• Advertising cookies (Google AdSense): Google AdSense is active on this site today. Its publisher script is included on every page and is subject to the same denied-by-default consent state, so no advertising cookie or advertising identifier is stored unless you accept. Where an ad is shown without consent, Google serves it non-personalised.

What still happens if you decline. We would rather be precise than reassuring here: choosing “Reject all” stops cookies and stored identifiers, but it does not stop your browser from contacting Google servers to fetch these scripts. That request itself reveals ordinary network information to Google — your IP address, the page address, and your browser and device details — and Google may use it to serve a non-personalised ad or to count an anonymous, cookie-free measurement signal. Only blocking the scripts in your browser, or with an extension, prevents that contact entirely.

Your choice is remembered in your browser localStorage under the key gc-consent and is re-applied on each visit. You can change it by clearing this site's data in your browser, which makes the banner appear again. You can clear cookies and localStorage in your browser settings at any time.

7. Third-Party Services & Advertising Partners

To keep GlobalCalqulate free to use, we integrate services provided by third parties:

Google AdSense

We use Google AdSense to display advertisements, and the AdSense publisher script is present on every page of this site. Revenue from ads keeps the calculators free to use.

• Provider: Google, acting as an independent controller for its own use of the data.
• What it receives: your IP address, the page you are viewing, the referring page, and browser and device characteristics. With your consent it may also read and write advertising cookies and identifiers to personalise ads across sites.
• Purpose: selecting and delivering advertisements, measuring their performance, and preventing ad fraud.
• Consent: ad storage, ad user data and ad personalisation are set to denied by default and are granted only if you accept in the banner. Without consent, ads are served non-personalised.
• Retention and transfers: determined by Google, not by us, and described in its own policies. Google processes this data in the United States and other countries under its own transfer safeguards.

Google advertising practices are described at policies.google.com/technologies/ads, and personalisation can be managed at myadcenter.google.com.

Google Analytics 4

We use Google Analytics 4 (measurement ID G-XVMTJLZJ11) to understand which calculators people use, which countries they are used in, and which pages need work. It is loaded on every page of the live site, after the page has finished loading, and it records a page view on each navigation.

• Provider: Google.
• What it receives: the page path (including any query string), the referrer, your IP address, and browser, device and approximate location information derived from it. With your consent it also stores a randomly generated analytics identifier in your browser so that repeat visits can be recognised.
• How we have configured it: IP anonymisation is on, Google Signals is off, and ad-personalisation signals are off, so analytics data is not used to build cross-device advertising audiences. We do not send calculator inputs to it, and we do not upload any identifier of our own.
• Purpose: measuring usage so we can prioritise which calculators to build, fix and keep up to date.
• Retention and transfers: event-level data is kept in our Google Analytics property under Google retention settings and is processed in the United States and other countries under Google transfer safeguards.

Google describes how it handles Analytics data at policies.google.com/privacy. You can also opt out of Google Analytics in every browser using the Google Analytics opt-out browser add-on.

These providers may independently collect and process personal data under their own privacy policies and legal responsibilities.

• We do not sell or directly provide your personal data to third parties. However, when you view or interact with a third-party ad or widget, your browser may communicate directly with that third party.
• Where required, we will seek your consent for personalized advertising and will respect your choice to opt out of such personalisation.
• Third-party providers act as independent data controllers for their own use of data. Please refer to their published privacy policies for full details on what they collect and how they use it.

We are not responsible for third-party privacy practices or for content on external websites linked from GlobalCalqulate. Your use of such services is subject to their respective terms and policies.

8. Legal Bases & Your Rights

Because we do not operate a first-party user database, our direct processing of personal data is extremely limited. Where applicable privacy laws (such as GDPR, CCPA/CPRA, or India's DPDP Act) apply, our primary legal bases are:

• Legitimate interests: Operating and securing the website, preventing abuse, and measuring basic service performance using minimal technical data.
• Consent: For the analytics and advertising cookies and identifiers described in sections 6 and 7. These services are live on the site and are denied until you accept.
• Contractual necessity: For processing necessary to provide our free calculator services.

Depending on your jurisdiction, you may have rights such as access, correction, deletion, objection, or restriction of processing with respect to personal data held by us. Since we intentionally avoid collecting personal data, exercising these rights will typically relate to:

• Any technical logs or consent records that can reasonably be linked to you; and
• Data held by third-party providers (e.g., advertising networks), for which you should contact them directly using the instructions in their privacy policies.

California residents: We do not sell your personal information. To exercise your CCPA rights or opt-out of any future sales, contact us at globalcalqulate@gmail.com.

To contact us about privacy questions or rights, email globalcalqulate@gmail.com. We will respond within the timeframe required by applicable law. We may need to verify your identity before acting on a request, and some rights are subject to legal conditions and exceptions.

Right to complain: If you are in the EU, UK, or another region with a data-protection authority, you have the right to lodge a complaint with your local supervisory authority. We would, however, appreciate the chance to address your concern first.

9. Data Retention (Minimal)

Because we do not maintain a first-party user database or store calculator inputs, there is very little data to retain. In general:

• Technical logs kept by our hosting provider are retained only as long as necessary for security, legal, and operational reasons and are then deleted or anonymised where feasible.
• Your consent preferences are stored in your browser and remain there until you clear them or they expire.
• Third-party providers may have their own retention policies, which you can find in their privacy documentation.

10. International Data Transfers

Our hosting provider and third-party services may operate servers in multiple countries. This can result in your technical data being processed outside your country of residence. Where such transfers occur, we rely on the safeguards and legal mechanisms implemented by those providers (for example, standard contractual clauses or equivalent mechanisms under applicable data protection laws).

For EU/UK residents: Where limited technical data is transferred internationally, we rely on the safeguards implemented by our service providers. The standard terms of major providers we use (such as Google and Cloudflare) incorporate data-processing terms and, where applicable, Standard Contractual Clauses or equivalent transfer mechanisms. Please refer to each provider's documentation for the specific safeguards they apply.

11. Children's Privacy

GlobalCalqulate is designed for a general audience and does not knowingly collect personal data from children. We do not offer registration, and we do not request that children submit personal details. If you believe that a child has provided personal information to us, please contact us so that we can investigate and, where applicable, delete such information from any systems under our control.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our technology, services, or legal obligations. The most recent version will always be available on this page.

Effective Date: 8 September 2026

13. Contact

If you have any questions about this Privacy Policy, calculator accuracy, or how your data is handled, please contact:

Email: globalcalqulate@gmail.com

For general inquiries: globalcalqulate@gmail.com