Free Finance Calculators for Tax, Investment & Retirement Planning
Model taxes, withdrawals, compound growth, and stock returns before you commit real money. 25+ planning tools built on standard financial formulas — no sign-up, no fees.
Plan Before You Act
Understanding your tax burden, withdrawal strategy, or compound growth before making financial decisions helps you avoid costly mistakes and optimise returns. These calculators use standard financial formulas with transparent methodology, so your estimates reflect real-world rules rather than generic assumptions.
Start with the tax tools to estimate what you owe, use the savings and retirement calculators to set long-term targets, and model investments with the return and valuation tools before committing money.
- Estimate tax liability before year-end
- Model SWP scenarios across different corpus sizes
- Compare investment strategies side by side
- Plan retirement income projections
Most Popular Finance Calculators
All Finance Calculators
Tax & Salary
3 toolsTax Calculator
Most popularEstimate your income tax liability with customisable tax slabs, deductions, and exemptions.
Use calculator →Sales Tax Calculator
Add or back out sales tax from a price at any tax rate.
Use calculator →Salary Increase Calculator
See what a raise means in yearly, monthly, and per-paycheck terms.
Use calculator →Savings & Retirement Planning
7 toolsSWP Calculator
PopularCalculate systematic withdrawal amounts from a mutual fund or investment corpus over time.
Use calculator →Retirement Calculator
Project the corpus you need and whether your current savings rate gets you there.
Use calculator →Compound Interest Calculator
See how deposits grow over time with different rates and compounding frequencies.
Use calculator →Savings Goal Calculator
Work out the monthly saving needed to hit a target amount by a target date.
Use calculator →Emergency Fund Calculator
Size an emergency fund from your monthly expenses and risk factors.
Use calculator →Budget Calculator
Split monthly income across needs, wants, and savings with clear percentages.
Use calculator →Simple Interest Calculator
Quick simple interest calculations for loans and savings.
Use calculator →Investment Returns
10 toolsInvestment Return Calculator
Project the future value of a lump-sum or recurring investment.
Use calculator →ROI Calculator
Measure return on investment as a percentage and annualised rate.
Use calculator →CAGR Calculator
Find the compound annual growth rate between a starting and ending value.
Use calculator →IRR Calculator
Compute the internal rate of return for a series of cash flows.
Use calculator →Stock Return Calculator
Calculate total and annualised returns on a stock position including dividends.
Use calculator →Stock ROI Calculator
Quick profit, loss, and ROI on a stock buy and sell.
Use calculator →Dividend Yield Calculator
Work out dividend yield and annual income from a shareholding.
Use calculator →Portfolio Performance Calculator
Track blended returns across the holdings in a portfolio.
Use calculator →Future Value Calculator
Determine the future value of current investments.
Use calculator →Present Value Calculator
Calculate the present value of future cash flows.
Use calculator →Stock Valuation & Analysis
10 toolsDCF Calculator
Estimate intrinsic value with a discounted cash flow model.
Use calculator →Discount Rate Calculator
Derive the discount rate to use in valuation models.
Use calculator →EPS Calculator
Calculate earnings per share from net income and share count.
Use calculator →PEG Ratio Calculator
Weigh a stock's P/E against its growth rate with the PEG ratio.
Use calculator →Price-to-Book Ratio Calculator
Compare market price with book value per share.
Use calculator →Financial Ratio Analyser
Compute liquidity, profitability, and leverage ratios from financial statements.
Use calculator →P/E Ratio Calculator
Calculate price-to-earnings ratio for stock valuation.
Use calculator →NPV Calculator
Calculate net present value for project and investment evaluation.
Use calculator →WACC Calculator
Calculate a company's weighted average cost of capital.
Use calculator →Coupon Calculator
Calculate a bond's coupon payments and current yield from its face value and price.
Use calculator →Everyday Money
3 toolsCredit Card Payoff Calculator
See how long clearing a card balance takes and how much interest it costs.
Use calculator →Currency Converter
Convert amounts between major world currencies.
Use calculator →Price Comparison Calculator
Compare unit prices across pack sizes to find the better deal.
Use calculator →Guides and background
Which Calculator Should You Start With?
If you are new to financial planning, start with the Budget Calculator to see where your money goes, then the Tax Calculator to understand what you keep. With those two numbers, the Savings Goal and Compound Interest calculators turn any target — an emergency fund, a house deposit, retirement — into a concrete monthly amount.
- Budget + Tax → what you can actually save each month
- Savings Goal / Compound Interest → monthly amount for any target
- Retirement + SWP → corpus size and sustainable withdrawals
- ROI, CAGR, and valuation tools → compare investments before buying
Globally Accurate, Locally Compliant
These general tools use universal financial formulas, while our country hubs apply official government guidelines and tax codes for each region — so your estimates reflect real-world rules, not generic assumptions. All results are planning estimates: actual returns and tax liabilities depend on market conditions, law changes, and your individual circumstances.
- Transparent formulas with clear methodology
- Country hubs updated for current tax year regulations
- No paywalls, no account required
- Works across all countries and currencies
Explore More Calculators
Explore Calculators by Country
Free, locally-accurate financial calculators for 11 countries — tax laws, salary rules, and investment tools tailored to each region.
United States
Tax, 401k, mortgage, salary
United Kingdom
PAYE, NI, mortgage, ISA
Canada
RRSP, TFSA, CPP, GST/HST
Australia
ATO tax, super, mortgage
India
SIP, PPF, NPS, home loan
Germany
Einkommensteuer, Sozialabgaben
Netherlands
Box 1/3 tax, mortgage, VAT
Singapore
CPF, GST, HDB loan
New Zealand
KiwiSaver, PAYE, mortgage
Sweden
Income tax, VAT, pension
UAE
Gratuity, VAT, zakat
Frequently Asked Questions
What is a SWP calculator?
A Systematic Withdrawal Plan (SWP) calculator helps estimate how much you can withdraw periodically from an investment corpus while sustaining its growth over time, commonly used in mutual fund and retirement planning.
Are these finance calculators free?
Yes. All GlobalCalqulate finance calculators are completely free. No account, subscription, or payment required.
How accurate are the results?
Results use standard financial formulas for planning estimates. Actual returns, tax liabilities, and withdrawals depend on market conditions, tax law changes, and individual circumstances.
Do you offer country-specific finance tools?
Yes. We cover India, USA, UK, Canada, Australia, UAE, Germany, Singapore, Netherlands, Sweden, and New Zealand with locally aligned financial calculators.
Can I use these for official tax filing?
No. These tools are for planning and educational purposes only. For official filings, consult a qualified tax professional or accountant.
Explore All GlobalCalqulate Tools
533+ free calculators across finance, health, education, writing, and conversions — for 11 countries. No sign-up required.
Browse Popular Calculators →Free • No registration • Updated 2026