Free Finance Calculators for Tax, Investment & Retirement Planning
Model taxes, withdrawals, compound growth, and stock returns before you commit real money. Planning tools built on standard financial formulas — no sign-up, no fees.
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Most Popular Finance Calculators
Start with the tools people reach for most often.
All Finance Calculators
Tax & Salary
Tax Calculator
Most popularEstimate your income tax liability with customisable tax slabs, deductions, and exemptions.
Open calculatorSales Tax Calculator
Add or back out sales tax from a price at any tax rate.
Open calculatorSalary Increase Calculator
See what a raise means in yearly, monthly, and per-paycheck terms.
Open calculatorSavings & Retirement Planning
SWP Calculator
PopularCalculate systematic withdrawal amounts from a mutual fund or investment corpus over time.
Open calculatorRetirement Calculator
Project the corpus you need and whether your current savings rate gets you there.
Open calculatorCompound Interest Calculator
See how deposits grow over time with different rates and compounding frequencies.
Open calculatorSavings Goal Calculator
Work out the monthly saving needed to hit a target amount by a target date.
Open calculatorEmergency Fund Calculator
Size an emergency fund from your monthly expenses and risk factors.
Open calculatorBudget Calculator
Split monthly income across needs, wants, and savings with clear percentages.
Open calculatorSimple Interest Calculator
Quick simple interest calculations for loans and savings.
Open calculatorInvestment Returns
Investment Return Calculator
Project the future value of a lump-sum or recurring investment.
Open calculatorROI Calculator
Measure return on investment as a percentage and annualised rate.
Open calculatorCAGR Calculator
Find the compound annual growth rate between a starting and ending value.
Open calculatorIRR Calculator
Compute the internal rate of return for a series of cash flows.
Open calculatorStock Return Calculator
Calculate total and annualised returns on a stock position including dividends.
Open calculatorStock ROI Calculator
Quick profit, loss, and ROI on a stock buy and sell.
Open calculatorDividend Yield Calculator
Work out dividend yield and annual income from a shareholding.
Open calculatorPortfolio Performance Calculator
Track blended returns across the holdings in a portfolio.
Open calculatorFuture Value Calculator
Determine the future value of current investments.
Open calculatorPresent Value Calculator
Calculate the present value of future cash flows.
Open calculatorStock Valuation & Analysis
DCF Calculator
Estimate intrinsic value with a discounted cash flow model.
Open calculatorDiscount Rate Calculator
Derive the discount rate to use in valuation models.
Open calculatorEPS Calculator
Calculate earnings per share from net income and share count.
Open calculatorPEG Ratio Calculator
Weigh a stock's P/E against its growth rate with the PEG ratio.
Open calculatorPrice-to-Book Ratio Calculator
Compare market price with book value per share.
Open calculatorFinancial Ratio Analyser
Compute liquidity, profitability, and leverage ratios from financial statements.
Open calculatorP/E Ratio Calculator
Calculate price-to-earnings ratio for stock valuation.
Open calculatorNPV Calculator
Calculate net present value for project and investment evaluation.
Open calculatorWACC Calculator
Calculate a company's weighted average cost of capital.
Open calculatorEveryday Money
Credit Card Payoff Calculator
See how long clearing a card balance takes and how much interest it costs.
Open calculatorCurrency Converter
Convert amounts between major world currencies.
Open calculatorCoupon Calculator
Calculate a bond's coupon payments and current yield from its face value and price.
Open calculatorPrice Comparison Calculator
Compare unit prices across pack sizes to find the better deal.
Open calculatorPlan Before You Act
Understanding your tax burden, withdrawal strategy, or compound growth before making financial decisions helps you avoid costly mistakes and optimise returns. These calculators use standard financial formulas with transparent methodology, so your estimates reflect real-world rules rather than generic assumptions.
Start with the tax tools to estimate what you owe, use the savings and retirement calculators to set long-term targets, and model investments with the return and valuation tools before committing money.
- Estimate tax liability before year-end
- Model SWP scenarios across different corpus sizes
- Compare investment strategies side by side
- Plan retirement income projections
Guides and background
Which Calculator Should You Start With?
If you are new to financial planning, start with the Budget Calculator to see where your money goes, then the Tax Calculator to understand what you keep. With those two numbers, the Savings Goal and Compound Interest calculators turn any target — an emergency fund, a house deposit, retirement — into a concrete monthly amount.
- Budget + Tax → what you can actually save each month
- Savings Goal / Compound Interest → monthly amount for any target
- Retirement + SWP → corpus size and sustainable withdrawals
- ROI, CAGR, and valuation tools → compare investments before buying
Universal Formulas, Country-Specific Rules
These general tools use universal financial formulas, while our country hubs apply official government guidelines and tax codes for each region — so your estimates reflect real-world rules, not generic assumptions. All results are planning estimates: actual returns and tax liabilities depend on market conditions, law changes, and your individual circumstances.
- Transparent formulas with clear methodology
- Country hubs updated for current tax year regulations
- No paywalls, no account required
- Works across all countries and currencies
Explore More Calculators
Explore Calculators by Country
Free, country-specific financial calculators for 31 countries — tax laws, salary rules, and investment tools tailored to each region.
United States
Tax, 401k, mortgage, salary
United Kingdom
PAYE, NI, mortgage, ISA
Canada
RRSP, TFSA, CPP, GST/HST
Australia
ATO tax, super, mortgage
India
SIP, PPF, NPS, home loan
France
Income tax, salaire net, TVA, pension
Spain
IRPF, sueldo neto, IVA, Beckham Law
Italy
IRPEF, stipendio netto, IVA, INPS
Poland
PIT, net salary, VAT, ZUS
Belgium
Income tax, net salary, VAT, NSSO
Denmark
Net salary, bundskat, VAT, feriepenge
Austria
Einkommensteuer, net salary, VAT, Sonderzahlungen
Ireland
Income tax, USC, net salary, MyFutureFund
Norway
Trinnskatt, net salary, VAT, wealth tax
Finland
State tax, net salary, VAT, TyEL
Switzerland
Federal tax, VAT, net salary, AHV
Portugal
IRS, net salary, VAT, IFICI
Czech Republic
Income tax, net salary, VAT, social
Romania
Income tax, net salary, VAT, CAS/CASS
Hungary
SZJA, net salary, VAT, TB
Greece
Income tax, net salary, VAT, ENFIA
Croatia
Income tax, net salary, VAT, pension
Bulgaria
10% PIT, net salary, VAT, social
Luxembourg
Income tax, net salary, VAT, CCSS
Iceland
Income tax, net salary, VAT, pension
Germany
Einkommensteuer, Sozialabgaben
Netherlands
Box 1/3 tax, mortgage, VAT
Singapore
CPF, GST, HDB loan
New Zealand
KiwiSaver, PAYE, mortgage
Sweden
Income tax, VAT, pension
UAE
Gratuity, VAT, zakat
Frequently Asked Questions
What is a SWP calculator?
A Systematic Withdrawal Plan (SWP) calculator helps estimate how much you can withdraw periodically from an investment corpus while sustaining its growth over time, commonly used in mutual fund and retirement planning.
Are these finance calculators free?
Yes. All GlobalCalqulate finance calculators are completely free. No account, subscription, or payment required.
How accurate are the results?
Results use standard financial formulas for planning estimates. Actual returns, tax liabilities, and withdrawals depend on market conditions, tax law changes, and individual circumstances.
Do you offer country-specific finance tools?
Yes. We cover India, USA, UK, Canada, Australia, UAE, Germany, Singapore, Netherlands, Sweden, and New Zealand with locally aligned financial calculators.
Can I use these for official tax filing?
No. These tools are for planning and educational purposes only. For official filings, consult a qualified tax professional or accountant.
Explore All GlobalCalqulate Tools
560 free calculators across finance, health, education, writing, and conversions — for 31 countries. No sign-up required.
Browse Popular Calculators →Free • No registration • Updated 2026