Netherlands Loans & Retirement Calculators
Plan a Dutch mortgage or car loan, and see what your pension and retirement income will actually look like — AOW state pension plus any workplace pension. All tools reflect 2026 Dutch rules.
Netherlands Loans & Retirement Calculators
Choose a tool to get an instant estimate.
Mortgage Calculator
Most usedMonthly mortgage repayments on a Dutch home loan.
Open calculatorCar Loan Calculator
Monthly payments and total interest on a car loan.
Open calculatorPension Calculator
Estimate AOW state pension plus workplace pension.
Open calculatorRetirement Income Projection Calculator
Project total retirement income across pension sources.
Open calculatorFrequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
How is Dutch pension income built up?
Tap to view the answer
How is Dutch pension income built up?
Tap to view the answer
Dutch retirement income typically combines AOW, the state pension everyone builds up by living or working in the Netherlands, with a workplace pension (pensioenfonds) built up through an employer scheme. The pension calculator estimates both parts together.
What affects Dutch mortgage affordability?
Tap to view the answer
What affects Dutch mortgage affordability?
Tap to view the answer
Dutch mortgage lending is based on gross income, existing debts, and NHG (Nationale Hypotheek Garantie) eligibility where applicable, alongside the property value and interest rate. The mortgage calculator estimates monthly repayments from the loan amount, rate, and term.
Need more help? Contact support or email globalcalqulate@gmail.com
We typically reply within 24–48 hours.