Singapore CPF, Savings & Investment Calculators
Plan CPF, savings and investments in Singapore — CPF contributions, CPF withdrawal and retirement runway, education savings and portfolio allocation.
Singapore CPF, Savings & Investment Calculators
Choose a tool to get an instant estimate.
CPF Contribution Calculator
Most usedEmployee and employer CPF contributions.
Open calculatorCPF Withdrawal Calculator
Retirement withdrawal and drawdown runway.
Open calculatorEducation Savings Calculator
Plan tuition savings using the CPF Education Scheme.
Open calculatorPortfolio Allocation Calculator
Asset allocation and risk profiling.
Open calculatorFrequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
How are CPF contributions calculated in Singapore?
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How are CPF contributions calculated in Singapore?
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CPF contributions are a percentage of wages split between employee and employer, with rates that vary by age and subject to wage ceilings. Contributions are allocated across the Ordinary, MediSave, and Special (or Retirement, from age 55) accounts — the Special Account is closed and replaced by the Retirement Account once you turn 55. The CPF contribution calculator itemises the split for your age and salary.
When can I withdraw my CPF savings?
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When can I withdraw my CPF savings?
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CPF members can withdraw certain amounts from age 55 after setting aside the applicable retirement sum, with monthly payouts starting later under CPF LIFE. The CPF withdrawal calculator estimates your withdrawable amount and how long a drawdown could last.
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