New Zealand Investment & Retirement Calculators
Project long-term growth in New Zealand — KiwiSaver, first-home withdrawals, retirement savings, general investments, compound interest and startup equity (ESOP).
New Zealand Investment & Retirement Calculators
KiwiSaver Growth Calculator
Most usedProject KiwiSaver balance with contributions and returns.
Use calculator →KiwiSaver First Home Withdrawal Calculator
Estimate the deposit you can withdraw for a first home.
Use calculator →Retirement Savings Calculator
How much you need and will have at retirement.
Use calculator →Investment Calculator
Projected returns on lump-sum and regular investing.
Use calculator →Compound Interest Calculator
Growth of savings with compounding over time.
Use calculator →Startup Equity / ESOP Calculator
Value employee share options and equity stakes.
Use calculator →Frequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
How does KiwiSaver grow over time?
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How does KiwiSaver grow over time?
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A KiwiSaver balance grows from your contributions, your employer's contributions, the annual government contribution, and investment returns that compound over time. The fund type (from defensive to growth) affects the expected return and volatility. The KiwiSaver growth calculator projects the balance to a chosen age.
Can I use KiwiSaver to buy a first home?
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Can I use KiwiSaver to buy a first home?
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Eligible members who have contributed for at least three years can withdraw most of their KiwiSaver balance to put toward a first home, leaving a minimum balance behind. The first-home withdrawal calculator estimates how much of your balance is available for the deposit.
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