Stamp Duty Calculator India 2026 – Property Tax By State

Stamp duty is a tax levied by state government on property documents. It's calculated as a percentage of property value and varies by state (Maharashtra 6%, Delhi 8%, Tamil Nadu 10%). First-time buyers get discounts in many states.

Buyer pays stamp duty. Seller pays capital gains tax if applicable. The duty is calculated on the registered/circle rate value, whichever is higher.

No. Stamp duty is the main tax (5-10% of property value). Registration charges are administrative fees (usually 1-2% of value). Both are paid together to the sub-registrar.

Yes, many states like Maharashtra (3% vs 6%), Delhi (4% vs 8%), Karnataka (3% vs 5%) offer discounts. Usually applicable to self-occupied residential properties under ₹50L.

Circle rate is government's minimum value for property in that area. Stamp duty is calculated on the HIGHER of circle rate or agreed property price. Buyers can't undervalue property to avoid stamp duty.

Usually yes. Commercial property stamp duty is often 1-2% higher than residential (e.g., Maharashtra: commercial 8-10% vs residential 6%).

No, stamp duty is statutory tax set by state government. However, you can get discount as first-time buyer (if eligible) or have lawyer negotiate with registry on registration fee waiver.

Sale deed, ID proof (PAN, Aadhar), address proof, property documents, encumbrance certificate, PAN card, and 10% amount for payment. Registry office guides exact documents needed.