New Zealand ACC Levy Calculator 2026 | Earner, Work & Self-Employed Levy Estimator
Free newzealand calculator designed to help users make accurate financial decisions using local standards.
By the GlobalCalqulate team, founded by Pavan Kusunuri · About our editorial standards
Employment Type
Employees pay the Earner's Levy through PAYE. Employers pay the Work Levy. Self-employed individuals pay both.
Income Details
Your gross annual income before tax and deductions.
Leave blank to auto-calculate as annual income capped at the maximum threshold ($156,641 for 2026/27).
Levy Rates & Thresholds (2026/27)
1.75% from 1 April 2026 (increased from 1.67%). This is deducted from employee salaries and self-employed income.
Average rate for 2026/27. Varies by industry and occupation. Default is $0.69 per $100 of liable earnings.
$156,641 for 2026/27 (increased from $152,790). Income above this is not subject to ACC levies.
$50,501 for 2026/27. Self-employed individuals earning below this may still pay levies on the minimum amount.
Experience Rating & Options
Employers and self-employed with good claims history may receive a 10% discount. Poor history may incur a 10% loading.
Standard cover is the default. CoverPlus Extra offers optional cover for self-employed. Partnership Discount is for eligible employers.
ACC levies are typically GST inclusive. Toggle to see the GST-exclusive amount.
✓ Reviewed and updated for accuracy using current official rates and widely accepted formulas.
Related Calculators
Explore calculators closely related to this tool — frequently used by users planning money, tax, health and lifestyle decisions.
Income Tax Calculator
Open calculator →
Mortgage Calculator
Open calculator →
KiwiSaver Growth Calculator
Open calculator →
Retirement Savings Calculator
Open calculator →
Budget Planner Calculator
Open calculator →
Compound Interest Calculator
Open calculator →
Investment Calculator
Open calculator →
KiwiSaver First Home Withdrawal Calculator
Open calculator →
Loan Calculator
Open calculator →
Student Loan Repayment Calculator
Open calculator →