Ireland MyFutureFund Calculator 2026
Estimate MyFutureFund auto-enrolment amounts at the 2026–28 rates: employee 1.5%, employer 1.5%, State 0.5% of gross. Eligibility (age, existing scheme) is a gate you set, not a test we run.
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Frequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
Does this enrol me automatically in the maths?
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Does this enrol me automatically in the maths?
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Only if the eligibility switch is on. Existing-scheme status is not detected.
Are the rates 6% already?
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Are the rates 6% already?
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No. This dataset is the opening 1.5/1.5/0.5 phase.
Is the State 0.5% deducted from net?
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Is the State 0.5% deducted from net?
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No. It is a State top-up, not an employee deduction.
PRSA versus MyFutureFund?
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PRSA versus MyFutureFund?
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If you already have a qualifying plan you may be out of scope — flip the gate off.
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