Ireland Mortgage Calculator 2026
Convert a Republic of Ireland purchase price, deposit and the lender's contractual AER/nominal into a level euro monthly repayment.
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Frequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
Is the Central Bank average mortgage rate used?
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Is the Central Bank average mortgage rate used?
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No. Paste the contractual rate from your ESIS or offer letter.
Do first-time-buyer LTV exemptions change the payment?
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Do first-time-buyer LTV exemptions change the payment?
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They affect whether a lender can sanction the loan, not the annuity arithmetic on a given principal.
Is Revenue stamp duty in the monthly figure?
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Is Revenue stamp duty in the monthly figure?
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Stamp duty is a closing tax on the conveyance and stays outside this repayment.
Where does mortgage protection go?
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Where does mortgage protection go?
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If you have a quoted monthly premium, type it in insurance; otherwise leave the box at zero.
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