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portugal • EUR

Portugal Mortgage Calculator 2026

Translate a Portuguese imóvel price, entrada and the contrato's TAN into a mensalidade under a classic euro annuity.

Last revised

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Help & FAQs

Frequently Asked Questions

Clear answers to common questions to help you use this calculator confidently.

TAN or TAEG in the percent box?

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Use TAN from the contrato. TAEG already mixes commissions this page would otherwise keep separate.

Is IMT part of the mensalidade?

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IMT is a purchase tax to AT, computed on a bracket table by location, and stays omitted.

Do non-resident LTV caps block the result?

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They constrain banks. The page still amortises the principal you imply.

Where is seguro de vida?

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Type the insurer's monthly premium if you have it; otherwise leave insurance at zero.

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