italy • EUR
Italy Mortgage Calculator 2026
Convert an Italian prezzo, anticipo and the mutuo's TAN into a rata mensile under a classic euro amortization schedule.
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Help & FAQs
Frequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
TAN or TAEG in the percent field?
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TAN or TAEG in the percent field?
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Use TAN from the foglio informativo. TAEG already includes spese and insurance.
Is prima-casa IVA inside the rata?
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Is prima-casa IVA inside the rata?
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Purchase VAT or registro is a closing tax. It does not sit inside the mutuo amortization.
Does surroga change this sketch?
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Does surroga change this sketch?
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Surroga is how you later move the loan. The sketch amortises the current capitale and TAN.
Are Banca d'Italia average mutui rates used?
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Are Banca d'Italia average mutui rates used?
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No. Paste the contractual TAN.
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