Finland Mortgage Calculator 2026
Produce a Finnish asuntolaina monthly euro charge from the dwelling price, käsiraha and the pankki's contractual korko.
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Frequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
Should the velaton hinta include yhtiölaina?
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Should the velaton hinta include yhtiölaina?
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Only if you want this personal loan to cover that share. Otherwise use the price net of the company loan and keep yhtiölaina on the housing company.
Is the Bank of Finland average korko applied?
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Is the Bank of Finland average korko applied?
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No. Paste the margin-plus-Euribor (or fixed) figure from the pankki tarjous.
Does ASP interest relief change the payment?
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Does ASP interest relief change the payment?
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ASP support is a separate state scheme. This page uses only the contractual korko you type.
Is varainsiirtovero in the monthly erä?
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Is varainsiirtovero in the monthly erä?
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Transfer tax is paid to Vero at purchase and is omitted from the instalment.
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