Bulgaria Mortgage Calculator 2026
Estimate a Bulgarian жилищeн кредит monthly payment from the имот price, самоучастие and the договорната лихва, in euro.
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Frequently Asked Questions
Clear answers to common questions to help you use this calculator confidently.
Should I type euro or leva?
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Should I type euro or leva?
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Type euro. Bulgaria adopted the euro on 1 January 2026, so mortgages, listings and payroll are now euro-denominated. If you have an old leva figure, convert it at the fixed rate of €1 = 1.95583 leva.
Is BNB's rate the лихва?
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Is BNB's rate the лихва?
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No. Type the договорната лихва from the bank.
ГПР or лихва?
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ГПР or лихва?
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Use contractual лихва. ГПР already includes fees.
Are notary fees in the вноска?
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Are notary fees in the вноска?
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Notary and registry charges are purchase costs and stay omitted.
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